Pre-Tax Spending Plan

About the ExxonMobil Pre-Tax Spending Plan

This summary plan description (SPD) is a summary of the ExxonMobil Pre-Tax Spending Plan (the Plan). It does not contain all plan details. In determining specific benefits, the full provisions of the formal plan documents, as they exist now or as they may exist in the future, always govern. Copies of these documents are available for your review.

Applicability to represented employees is governed by collective bargaining agreements and any local bargaining requirements.

Information sources

When you need information, you may contact:

Claims administrator - Provides claim payment information and claim forms.

Phone numbers:
Aetna Member Services
800-255-2386

Monday - Friday 8:00 a.m. to 6:00 p.m.,
(U.S. Central Time), except certain holidays
Automated Voice Response - 24 hours a day, 7 days a week

Address:
Aetna 
P. O. Box 14879
Lexington, KY 40512-4879

To visit Aetna's website: www.aetna.com

PayFlex, the Flexible Spending Account (FSA) administrator has been rebranded to Inspira Financial effective January 17, 2024. They continue to provide the same services to support your Flexible Spending Accounts (FSAs).

Phone Number: (800) 255-2386 (Monday-Friday 8 a.m. – 6 p.m. CT.)
New Website: www.inspirafinancial.com

ExxonMobil Benefits Service Center
Phone: 833-776-9966
Hours: 8am – 4pm CST, Monday through Friday, except certain holidays
Your Total Rewards portal: digital.alight.com/exxonmobil

Alight Mobile app  (available through Apple App Store or Google Play)

ExxonMobil sponsored sites - Access to plan-related information for employees and their family members.

• EMConnect, the Human Resources Intranet Site - Can be accessed at work by current employees.
• ExxonMobil Family, the Human Resources Internet Site - Can be accessed from home at www.exxonmobilfamily.com by everyone.

Introduction

The ExxonMobil Pre-Tax Spending Plan (the Plan) allows you to take advantage of significant tax savings in three ways:

• When you elect coverage under a medical, dental and/or vision plan to which a participating ExxonMobil employer contributes, your required contributions (what you may think of as your premiums) will be on a pre-tax basis, unless you opt out of this feature every year. Pre-tax contributions for your premiums are different than your pre-tax contributions to your flexible spending account.
• The Health Care Flexible Spending Account allows you to set aside pre-tax money for the reimbursement of out-of-pocket medical, dental or vision expenses for both you and your family members.
• The Dependent Care Flexible Spending Account allows you to set aside pre-tax money for the reimbursement of day care charges provided for your children under age 13 or for a disabled child or adult who lives with you and depends on you financially. This account does not cover medical or dental expenses.

Most employees may participate in one, two or all three parts of the Plan:

• You are enrolled to pay your contributions for medical, dental and vision plan coverage on a pre-tax basis. If you do not wish to pay your contributions on a pre-tax basis, you must opt out of this feature each year during Annual Enrollment. If you do not opt out each year, your contributions will be made on a pre-tax basis beginning the following plan year.
• Each year, you must elect an annual amount to contribute in order to participate in the Health Care Flexible Spending Account and/or the Dependent Care Flexible Spending Account.

Your participation in the Plan does not reduce any ExxonMobil benefits related to pay (for example, Life Insurance or Savings Plan contributions).