What’s New for 2027

The following changes will be effective January 1, 2027.

Participant contributions. Your monthly contributions will increase moderately in 2027.
Preventative skin exam. One annual preventative dermatology visit will be covered at 100% to support early detection and prevention of skin cancer.
EPO expansion access. The Exclusive Provider Organization (EPO) option will be available to employees in all U.S. locations.
Updated EPO out-of-pocket maximums. The EPO option will have separate out-of-pocket maximum limits for medical and prescription drugs expenses.

Important Savings Reminder

If you earned the Culture of Health (CoH) rate by fulfilling the requirements in 2026, you will receive a reduction in your monthly medical contributions in 2027:

$30/month for participant only coverage
$60/month for participant + spouse coverage
$60/month for participant + child(ren) coverage
$90/month for family coverage

Participant contributions. Your coverage and monthly contributions will remain unchanged for 2027.

Higher Health Care FSA limits. The following changes apply if you contribute to this account in 2027:

The annual contribution limit will increase to $3,400.
The carryover maximum will increase to $680.

FSA platform upgrade. The FSA experience will be enhanced through a platform upgrade, including a new website, mobile app, and debit card. Employees will need to register for a new account and download the updated app. One debit card will be issued per family, with additional cards available upon request. The upgraded platform will provide a more streamlined experience, including fewer receipt submission requirements.

This enrollment material is a supplement to the ExxonMobil Health and Welfare Summary Plan Description (SPD). It is a summary of all material modifications that are effective January 1, 2027, and should be retained with your SPD.

What’s New for 2027

Spotlight

Medical

Dental

Vision

Flexible Spending Accounts