Eligibility and enrollment
Eligibility and enrollment details for the ExxonMobil Life Insurance Program
Q. Who is eligible to participate in the Life Insurance Program?
A. Most U.S. dollar-paid regular employees of Exxon Mobil Corporation and participating affiliates are eligible. For details, see Eligible Employee in the Key terms section. In addition, certain retirees as described below are eligible for coverage:
- Anyone who becomes an ExxonMobil retiree after January 1, 2000, and on or before December 1, 2015, and
- An employee participating in the plan as of December 1, 2015, who is at least 50 years of age with at least 10 years of benefit service, and becomes a retiree after December 1, 2015.
Employees participating in the Exxon Family Adjustment and Family Income Plan or participating in the Executive Life Insurance/Death Benefit Plan are not eligible for Basic Life Coverage.
You do not enroll for Basic Life Coverage and Basic Accidental Death and Dismemberment Insurance — eligible employees are automatically covered on the first day of active employment. For Basic Life Coverage, you may elect a death benefit instead of life insurance (see Life insurance compared with death benefit).
If you want additional life insurance coverage at group rates, you may enroll in Group Universal Life Insurance. You may also purchase additional accidental coverage through Voluntary Accidental Death and Dismemberment Insurance.
You can enroll in either coverage by using ExxonMobil Benefits Web (www.exxonmobil.com/benefits). If you enroll in Group Universal Life Insurance within 31 days of your first day of active employment, you can do so without evidence of insurability. You can enroll in Voluntary Accidental Death and Dismemberment Insurance at any time and no evidence of insurability is required. The effective date of your coverage will be the date your election is made on ExxonMobil Benefits Web.