Index

About Savings Plan

Participating in the Savings Plan

Savings Plan Account

Your Contributions and the Company Match

Investment Options

Investment Considerations

Implementing Investment Decisions

Changing How Your Money Is Invested

Accessing Your Money

Loans

Withdrawals

Distributions

Information for Participants Who Worked for Mobil Corporation

Information for Participants Who Worked for Paxon or AES

Tax Considerations

Administrative and ERISA Information

Securities and Exchange Commission (SEC) Information

Key Terms

Savings Plan Account Features
 

green square Savings Plan Account Features

Topic Features General Account Stock Match Account Before-Tax Account After-Tax Account
Company Match Direct the company match Yes No No No
Your Contributions Contribute before-tax money No No Yes No
Contribute after-tax money No No No Yes
Make a rollover contribution Yes No No No
Contains pre-1987 after-tax contributions Yes No No No
Investment Options Invest in ExxonMobil stock Yes Yes Yes Yes
Invest in Equity Units Yes Yes Yes Yes
Invest in Extended Market Units Yes Yes Yes Yes
Invest in Balanced Fund Units Yes Yes Yes Yes
Invest in Bond Units Yes Yes Yes Yes
Invest in International Equity Units Yes Yes Yes Yes
Invest in Common Assets Yes Yes Yes Yes


Topic Features General Account Stock Match Account Before-Tax Account After-Tax Account
Accessing Your Money Receive cash dividends on stock directly Yes Yes Yes Yes
Borrow against Yes Yes Yes Yes
Withdraw your contributions Yes pre-1987 Yes for diversification distributions Yes only for hardship Yes
Distribute company match while employed No Yes
for diversification distributions		 No No
Partial distributions for retirees Yes Yes Yes Yes

Participants with Mobil balances may have additional withdrawal/distribution rights described on page 40.

Participants with Paxon or AES balances may have additional withdrawal/distribution rights described on page 44.

The Savings Plan Web site at http://xomsavings.ingplans.com and the Savings Telephone Service (STS) at 877-966-4015 are available for account information and transactions.