Index

About Life Insurance

Basic Life Coverage

Basic Accidental Death and Dismemberment Insurance

Group Universal Life Insurance

Voluntary Accidental Death and Dismemberment Insurance

Choosing a Beneficiary

Retiree Coverage

Administrative and ERISA Information

Key Terms

Eligibility and Enrollment

Q. Who is eligible to participate in the Life Insurance Plan?

• A. Most U.S. dollar-paid regular employees of Exxon Mobil Corporation and participating affiliates are eligible. For details, see Eligible Employee on page 32 of the Key Terms section.
• Anyone who becomes an ExxonMobil retiree after January 1, 2000, is also eligible.

If you continued your Exxon Family Adjustment and Family Income coverages or participate in the Executive Life Insurance/Death Benefit Plan, you are not eligible for Basic Life Coverage. For more information about Family Adjustment or Family Income coverages, see the summary plan description for those plans.

Enrollment
You do not enroll for Basic Life Coverage and Basic Accidental Death and Dismemberment Insurance — eligible employees are automatically covered on the first day of active employment. For Basic Life Coverage, you may elect a death benefit instead of life insurance (see Life Insurance Compared With Death Benefit on page 6).

If you want additional coverage at group rates, you may enroll in Group Universal Life Insurance by using Employee Direct Access (EDA) available on the ExxonMobil Me HR Intranet site. Enrollment forms are also available from Benefits Administration for those individuals who do not have access to EDA. If you enroll within 31 days of your first day of active employment, you can do so without evidence of insurability and the effective date of your coverage will be the date your election is made on EDA or the date your form is received by Benefits Administration. You may also purchase additional accidental coverage through Voluntary Accidental Death and Dismemberment Insurance.