Index

About Life Insurance

Eligibility and Enrollment

Basic Life Coverage

Basic Accidental Death and Dismemberment Insurance

Group Universal Life Insurance

Voluntary Accidental Death and Dismemberment Insurance

Choosing a Beneficiary

Administrative and ERISA Information

Key Terms

Retiree Coverage

Basic Life Coverage

Your employer-provided coverage continues whether you have the insurance or the uninsured death benefit. The benefit is a multiple of your last annualized monthly benefit pay as a regular employee and your age at the time of death, as described on page 5.

Group Universal Life Insurance

You can continue Group Universal Life Insurance through the ExxonMobil Life Insurance Plan until age 70 with rates that are the same as those for active employees. The rates you pay are based on your age and the coverage in effect.

For other retiree coverage options, including coverage after age 70, see Options When You Retire beginning on page 15.