Index

About the Employee Health Advisory Program

Eligibility and Enrollment
- Eligible Dependents
- When Coverage Begins
- When Coverage Ends

How the Plan Works

Continuation Coverage

Administrative and ERISA Information

Key Terms

 

Eligibility and Enrollment

Q. What are the Plan’s eligibility requirements?

A. Most U.S. dollar-paid employees of Exxon Mobil Corporation and participating affiliates are eligible for EHAP. See eligible employees on page 21 of the Key Terms section. Your eligible dependents may also participate. Coverage is automatic; you do not enroll.

Generally, you are eligible if:

Eligible Dependents

Your eligible dependents include:

  • Your spouse.
  • Your unmarried dependent children under age 25 who are not employed on a regular, full-time basis. Coverage ends at the end of the month in which they reach age 25. If your situation involves a dependent other than your biological or legally adopted child who lives with you, call Benefits Administration.
  • Your totally disabled, unmarried child(ren) who is incapable of self-sustaining employment by reason of mental retardation, physical handicap, or mental illness due to psychosis or a severe behavioral health disorder that occurred prior to otherwise losing eligibility.

A person who otherwise is not a spouse but who as a dependent of a former Mobil employee participated in or received benefits under a Mobil-sponsored plan or program prior March 1, 2000, is considered an eligible dependent so long as that person's eligibility for coverage as a dependent under a Mobil-sponsored plan would have continued.

Refer to Key Terms for definitions of eligible dependents, dependent child, spouse and Qualified Medical Child Support Order.

When Coverage Begins

Generally, your coverage begins on your first day of employment. Dependents are covered on the later of the date you begin employment or the date your dependent meets the eligibility requirements.

When Coverage Ends

Coverage for you and/or your dependents ends on the last day of the month in which the earliest of the following occurs:

  • You terminate employment or are no longer classified as a regular employee of a participating employer. Your employment is deemed to continue for purposes of this Plan until the end of the period during which you are:
    • Absent due to a leave of absence approved by your employer or
    • Receiving short-term disability benefits under a disability income plan sponsored by the company.
  • The date your dependent ceases to be eligible.
  • The date:
    • You (as a covered employee or dependent) are no longer eligible for benefits under this Plan.
    • Your employer discontinues participation in the Plan.
    • Your dependent begins active duty in the armed forces of any country, state or international organization, or becomes a member of any civilian force auxiliary to any military force.
    • The Plan is terminated.
    • A Qualified Medical Child Support Order is no longer in effect for a dependent.
    • A dependent under a Qualified Medical Child Support Order becomes eligible for benefits under another plan providing benefits similar to this Plan.